USDT P2P RATES

Latest rates · Updated 30 Oct 20:50 UTC

USDT to BDT rate today

P2P buy reference: the lower of the OKX and Binance P2P buy rates

৳127.18
Spot reference, last 30 days
above the spot reference 2.59%—USDT/USD index 0.9986

Quote No. 20261030·2050 UTC

USDT · BDT
Updated every 10 minutes · BDT per 1 USDT
PlatformBuySell
OKX P2P147.00126.04
Binance P2P127.18126.54
Spot reference123.9658

Buy is what you pay for 1 USDT; sell is what you receive for 1 USDT. We only count ads whose order limits cover about USD 300 (37,243 BDT) and take the median of the five best prices.

USDT to BDT price chart

Solid lines are P2P rates. The dashed line is the spot reference: the OKX USDT/USD index multiplied by the day's USD exchange rate. When P2P sits above the dashed line, buying USDT on P2P costs more than spot.

  • OKX P2P
  • Binance P2P
  • Spot reference
Show the latest 12 data points
TimeSpot referenceOKXBinance

USDT converter

Type in either box. The P2P buy rate is used by default; switch to the sell rate or the spot reference.

USDT
BDT

Using 1 USDT = 127.1800 BDT

USDT≈ BDT (buy rate)
1 USDT127.18
10 USDT1,271.80
100 USDT12,718.00
500 USDT63,590.00
1,000 USDT127,180.00

Popular amounts

Bangladesh Bank's 2022 circular on virtual assets

Bangladesh Bank's Foreign Exchange Policy Department issued FEPD Circular No. 24 on 15 September 2022. Its title, as listed on the central bank's circulars page, is “Prohibition regarding virtual assets, virtual currencies and facilitating their exchange/transfer/trading”.

The circular is published as a PDF. Read the full circular on bb.org.bd, and check the circulars list there for any later instruction on the same subject, before relying on a summary from elsewhere.

Taka prices compared with spot

The premium column follows whichever exchange had the cheaper buy rate at each update; it is not an average of the two (how the premium is calculated). On 27 October 2026 it put taka buyers about 3.4% above spot. Only the Indian rupee had a wider gap that day, and the Pakistani rupee matched it. Put another way, 1,000 USDT bought at that moment cost about the taka value of 1,034 USDT at spot.

The sell side has its own distance from spot. The two rates come from different advertisers' ads, so the gap between them is only a rough guide to what buying and then selling would lose, before any bank or mobile-wallet charges; the ads on offer when you trade decide the real cost. Both exchanges say the advertisers set the prices.

Before you send taka to a seller

Read Bangladesh Bank's circular above first. Beyond it, the exchanges' own P2P rules decide what protects a buyer once an order is open:

  • The payment comes from you. OKX's P2P User Agreement bars paying with an account whose owner name differs from the name verified on your OKX account.
  • The money goes only where the order says. Binance's appeal rules leave a buyer unprotected if the funds go to an account other than the one in the payment details, or to a third party.
  • The USDT stays locked until the seller confirms. Both exchanges hold the seller's crypto in escrow while the order is open. On Binance, if you paid by a real-time method and the seller has not released within 15 minutes, Binance steps in.
  • Fees are separate from the rate. OKX says it charges no P2P service fee but that external payment providers may charge their own. Binance says it may charge takers and makers a fee on each completed order.

Check the ad's price, limits and accepted payment method before you place the order, not after.

USDT to BDT price history by day →

FAQ

Has Bangladesh Bank issued a circular on crypto?

Yes. Its Foreign Exchange Policy Department issued FEPD Circular No. 24 on 15 September 2022, titled “Prohibition regarding virtual assets, virtual currencies and facilitating their exchange/transfer/trading”. The full text is on bb.org.bd.

How much is 100 USDT in taka today?

The latest board at the top of this page and the converter under the chart give the answer; enter 100 and read the result. A buyer pays the buy rate, and someone selling USDT for taka gets the sell rate. Figures move with each 10-minute update, and the ad you pick sets the final price.

Can I pay for a taka order from a relative's account?

Not on OKX. Its P2P User Agreement prohibits paying with an account whose owner name differs from the name verified on your OKX account, and its sell-side FAQ calls payment from a third-party account risky.