Latest rates · Updated 30 Oct 20:50 UTC
USDT to AED rate today
P2P buy reference: the lower of the OKX and Binance P2P buy rates
Quote No. 20261030·2050 UTC
| Platform | Buy | Sell |
|---|---|---|
| OKX P2P | — | — |
| Binance P2P | 3.674 | 3.620 |
| Spot reference | 3.6672 | |
Buy is what you pay for 1 USDT; sell is what you receive for 1 USDT. We only count ads whose order limits cover about USD 300 (1,102 AED) and take the median of the five best prices.
USDT to AED price chart
Solid lines are P2P rates. The dashed line is the spot reference: the OKX USDT/USD index multiplied by the day's USD exchange rate. When P2P sits above the dashed line, buying USDT on P2P costs more than spot.
- OKX P2P
- Binance P2P
- Spot reference
Show the latest 12 data points
| Time | Spot reference | OKX | Binance |
|---|
USDT converter
Type in either box. The P2P buy rate is used by default; switch to the sell rate or the spot reference.
Using 1 USDT = 3.6740 AED
| USDT | ≈ AED (buy rate) |
|---|---|
| 1 USDT | 3.67 |
| 10 USDT | 36.74 |
| 100 USDT | 367.40 |
| 500 USDT | 1,837.00 |
| 1,000 USDT | 3,674.00 |
Popular amounts
Which exchange carries dirham P2P ads
On 27 October 2026 OKX listed no AED ads in either direction, so the OKX cells on this board showed dashes and the dirham figures, premium included (how it is calculated), came from Binance P2P alone. If OKX ads appear, they show up in the OKX column at the next 10-minute update.
OKX's Terms of Service (last updated 22 October 2026) say UAE residents are served by “OKX Middle East Fintech FZE, a UAE limited liability company”. If you want dirham P2P through OKX, confirm with OKX that its UAE entity offers it before you plan around it.
For a fixed sum, the 500 USDT in dirhams page applies the latest rates.
VARA register entries for the OKX and Binance companies
Dubai's Virtual Assets Regulatory Authority (VARA) keeps a public register of licensed firms. As shown in October 2026:
| Entity | Status | Licence reference | Issue date |
|---|---|---|---|
| OKX Middle East Fintech FZE | Active, VASP Licence | VL/23/12/003 | 2024/09/17 |
| Binance FZE | Active, VASP Licence | VL/24/04/001 | 2024/04/15 |
Both entries list exchange services, broker-dealer services, lending and borrowing, and management and investment services. Both say the firm is “Permitted to serve Institutional Investors, Qualified Investors and Retail Investors.” A register entry shows what a firm is licensed to do. It does not show which products a particular user will be offered.
Binance's global Terms of Use, effective 21 July 2026, are with three Abu Dhabi Global Market (ADGM) entities. Binance's licences page says these entities are regulated by the Financial Services Regulatory Authority (FSRA), ADGM's regulator. That is a separate regime from VARA's licence for Binance FZE in Dubai.
FAQ
How much is 500 USDT in dirhams today?
The 500 USDT in dirhams page works it out from the latest board, and the converter on this page does the same for any amount. Take the buy rate if you are paying dirhams for USDT and the sell rate if you are being paid dirhams for it. Prices refresh every 10 minutes; the ad you choose sets the final figure.
Does OKX offer P2P trading in AED?
On 27 October 2026 OKX listed no AED ads in either direction. OKX's Terms of Service say UAE residents are served by OKX Middle East Fintech FZE; ask OKX whether that entity offers P2P before relying on it.
Which OKX and Binance companies hold a VARA licence?
VARA's public register showed OKX Middle East Fintech FZE (licence VL/23/12/003, issued 17 September 2024) and Binance FZE (licence VL/24/04/001, issued 15 April 2024), both with an active VASP licence, in October 2026.